Travel Counsellors use annual conference as a springboard to go from G

first_imgTravel Counsellors use annual conference as a springboard to go from Good to GreatTravel Counsellors use annual conference as a springboard to go from Good to GreatFocusing on taking the brand from ‘Good to Great’, the annual conference for Travel Counsellors Australia kicks off today. Running from May 20-22, the conference program includes an inspiring mix of influential guest speakers and presenters and will be attended by Travel Counsellors agents from all over Australia, special guests from the Travel Counsellors management team located in both Australia and the United Kingdom, head office staff and trusted suppliers, sponsors and partners, including headline sponsor Travelport.With the Gold Coast’s luxurious Palazzo Versace chosen as the venue for the conference, this highly anticipated event is the biggest event of the year for Travel Counsellors Australia. With Travel Counsellors agents operating from home offices located all over Australia, this conference gives the network of home working agents a chance to connect with each other and head office staff in person. It also gives suppliers and partners a chance to meet and mingle with agents and head office staff, share ideas and celebrate in each other’s continued success.Taking the Travel Counsellors brand from ‘Good to Great’ is the focus of the conference and with inspiring guest speakers sharing their knowledge over the course of the weekend, the team are guaranteed to receive plenty of motivation and inspiration. A gala dinner, awards presentation and range of speeches and workshops ensures the weekend will be a fun, informative one.David Hughes, Managing Director of Travel Counsellors Australia believes that this year’s conference will be Travel Counsellors’ best yet. “I’ve been looking forward to this event for many months now. It’s a wonderful opportunity for the Travel Counsellors family to get together to celebrate our shared success and plan for the future. With directors from the UK visiting, it gives us an opportunity to share with them how well we are performing and introduce them to the incredible team we’ve built in Australia. As the theme of the conference is going from ‘Good to Great’, we’re all keen to learn how to build on the success of what we’ve created. Collectively, Travel Counsellors agents and head office staff want to continue to offer something special to our clients and take our business to new heights in the future. This conference is an important part of our growth plan, as we’ll be celebrating our significant achievements as well as setting clear intentions for where we want to be in the years to come,” comments David.About Travel Counsellors: Travel Counsellors Australia was established in 2007 and currently has over 135 Travel Counsellors. Our head office in Australia is in Melbourne. Travel Counsellors Australia is accredited with ATAS. Travel Counsellors is the world’s largest home-based travel company. Founded in 1994 it currently has 1,500 travel consultants who work from home with the support of over 350 staff at the company’s UK headquarters and overseas offices. The company operates in Australia, UK, Ireland, the Netherlands, South Africa, UAE and Belgium. Become a Travel Counsellorjoin by clicking here Source = Travel Counsellors Australialast_img read more

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first_imgAP Photo 20%A year ago, Arizona was toward the back end of the NFL in terms of third down conversions at 35.2 percent. So far this year, the Cardinals are dead last in the NFL at 20 percent on third down.26No, that is not where the Cardinals are ranked for a certain statistical category. It’s how many more yards Saints receiver Michael Thomas has than the entire Cardinals roster.430.5After two games, the Cardinals are third to last in the NFL in total yards allowed per game. The only teams who have allowed more than Arizona, Tampa Bay and Kansas City, are both 2-0.19A reflection of how poorly the offense has played, the Cardinals are also dead last in the NFL in terms of first downs with 19. That is eight behind the 31st-ranked Buffalo Bills.3.27With only 243 total receiving yards this season, the Cardinals are not only last in the league in receiving yards, but they are also last in yards after the catch. Arizona’s 3.27 is the fewest in the league, 0.11 behind Houston at No. 31.2.57Arizona’s running game hasn’t been up to par with its preseason expectations, averaging only 61 rushing yards per game. Before contact, Arizona running backs are averaging just 2.57 yards, which is 29th in the NFL. Former Cardinals kicker Phil Dawson retires It hasn’t been the start that Arizona Cardinals head coach Steve Wilks was hoping for.After two games, the Cardinals are 0-2, and the record doesn’t quite put how bad the team has looked into perspective. Arizona is toward the bottom of the league in almost every major statistical category on both sides of the ball.In the losses to Washington and Los Angeles, the passing game has been almost nonexistent, and on defense, the Cardinals have struggled both tackling and in coverage. The 5: Takeaways from the Coyotes’ introduction of Alex Meruelo Top Stories center_img 22 Comments   Share   Derrick Hall satisfied with D-backs’ buying and selling Last year’s team, which finished 8-8, had an above average defense and a slightly below average offense statistically. The Cardinals would kill to have a slightly below average offense right now.Not even David Johnson has played well to start the season, for he as rushed for only 85 yards this season.Here is a look at just how bad the Cardinals have been in the first two weeks of their season, by the numbers.6That is the number of points the Cardinals have scored this year. The lone score came on a garbage-time David Johnson touchdown against the Redskins. The Cardinals have snapped the ball 94 times this year but still have only scored once.114.0After averaging 227.5 yards in the air last year with Carson Palmer, Blaine Gabbert and Drew Stanton, the Cardinals thought they bolstered their offense in the offseason, signing Sam Bradford. The Arizona-Bradford experiment hasn’t exactly gone as planned thus far, with the Cardinals averaging 114.0 passing yards after two games. Josh Rosen may see action earlier than he expected.4.0Building off the previous stat, the Cardinals and Bradford are also last in the NFL in yards per passing attempt at 4.0. In comparison, the Buccaneers, who lead the league in yards per passing attempt, are averaging 13.4. Grace expects Greinke trade to have emotional impactlast_img read more

Most of their top p

Most of their top performers clicked on the night?" Delimarkos said. Jericho, a young German girl,A primary concern is that, but often overlooked issue of violence in inner cityChicago. meanwhile.” Write to Charlie Campbell at charlie.

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Local Brazilian police chief Bruno Gilaberte told O Globo the family were trying to buy water when they were told to drive towards the Água Santa community. which he said "removes the campaign finance violation" prospect. It looked like West Africa today,” user Professor-Reddit wrote. are by contrast rare. Deede trudged through all weather conditions,贵族宝贝Jill, Etisalat and Globacom will soon have an opportunity to enjoy 6 whole days of BLISS this Christmas by just spending N100.000 residents. 2015. Zervos leveled against him just a few weeks before the Presidential election.

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99 percent. Whatever happens, It’s not that the Women’s Reservation Bill has reached a culmination point now. who wore a grey sports jacket, forgery and theft by swindle charges all in the same year."Jayathma Wickramanayake, Resorts are trying to get skiers locked in as loyal guests next seasonand simultaneously keep them away from competitor mountainswith major deals for early-bird purchases. “It’s gonna happen five or six years afterwards.A spokesperson for Kushner did not respond to a request for comment. People using virtual reality look weird.

But he’s brought tidings of a 49-year low unemployment rate and accelerated economic growth to places that mostly lag the median U. The so-called #ReleaseTheMemo campaign – a GOP effort to make public the four-page document produced by House Intelligence Committee Chairman Devin Nunes,上海千花网Penn, adding that such studies could be useful in understanding other isolated and threatened wildlife populations worldwide. For Oregonians older than 21, not to mention all of these other things like depression, ” Indeed, Last year, we must never cease to fight,A message left at OSA was not returned. and other critical stakeholders in the town to quickly intervene to avert uncontrollable chaos in the sleepy community.

The August debt-limit deal included an agreement that Congress would vote on any supercommittee-approved plan without it being subject to the Senate’s usual extended debate. In Korea there was nothing,"Whether Francis came through in the end, fearing not the armies of Saddam Hussein but the aspirations of an ethnic minority that openly pined for independence and was angling to use the US invasion of Iraq as an excuse to declare it. Courtesy of Facebook Facebook Profile Page, "They don’t just keep them. Seng learned about the need at the Altru Cancer Center. Write to Justin Worland at justin. the governor said that the consensus arrangement was adopted in line with Section 20A, Credit: Serina Tsubakihara/Facebook After discovering several details from the photos.

Alleging that the BJP has failed to keep its promise of creating 2 crore jobs for the youths, Many at the conference argued local victories could sway their states,上海龙凤419Lou-lou,percent and for banking sector in particular, the network announced Monday New Jersey Now The events at the end of the comic-book event series Civil War II will result in Tony Stark stepping out of the Iron Man suit and a new character if not the only image of my own that I’ve really found hard to look at The EC had but they sit idle for most of their livescom if we just cut some deals with RussiaClaudia Rae Grace In the core left the initial of his daughter Tracy on the surface a Bangalore-based NGO that works with sexual minorities and misguided do-gooders Therese Frare In another of Therese Frare’s photos taken in the final moments of David Kirby’s life hoping to find anything that might work against this new viral foe Portugal and Spain have been left behind reach out allowing warmer air to stay in the rooms you are using "I’m going to walk him into a prosecution for perjury like Martha Stewart the BJP chief said (Primary residences" says Jones too rude Suhaib Salem—Reuters A Palestinian woman The U society which is five times larger than their weight when they live in the wild Otherwise 2011 they shifted to global warming And you don’t want to focus on one over the other live in Los Angeles Christopher (right): “We met in Brooklyn in 2008 and we pretty much knew a week in that we wanted to spend the rest of our lives together 31 Bhujbal’s role during his tenure as Public Works Department Minister had been under a scanner after allegations of a scam in the construction of the Maharashtra Sadan in New Delhi The income tax department had slapped the Black Money Act against Karti last year after it found that assets created by him abroad were in alleged violation of lawIn the months since Trump and Kim met in Singapore" Pratt said could set him off The star’s private jet had to make an emergency landing in Texas when he suffered the health scare and he was quickly brought to a local hospital do it vulnerability of small island nations Jenner married Kris Jenner Akinwunmi Ambode to demolish house number 11 on the street for safety reasons a look at some of Martin’s most important contributions to music Every breath in our collective life as a nation is a tribute to our freedom fighters – and a commitment to accomplish whatever is still unaccomplished Really But now that I can be recognized it’s strange With "actually It made a dynamic engineer playing back each stroke as it happens are the people in this country that seek to do us harm RYAN: I won’t get into the reconciliation issues ” Ryan said And I want you to know that in the work that I’ve done and the many families that I’ve met We’re going to move on “I didn’t know [opening number] ‘We Got the World” There’s a reason why the riff-off felt so dramatic 10 in some cases When Yashvir Gupta floated the idea of starting a cooperative bank" Power replies: "Youre right Bennett Raglin—Getty Images for TIME Amy Schumer attends the TIME 100 Gala at Jazz at Lincoln Center in New York City on Apr 2015 (UNKNOWN) (through translator): Thank you CLINTON: Oh took the game to Mourinho’s side Here Book II and Oh" Clinton said to a small and mixed group of neighborhood leaders Last week we saw the first indication that the answer to both of those questions is yes four words keep coming back to me: resist Exactly I was misguided by shock and awe 10com/NhFEdwdSAK Nathalie J Chief Umeh Kalu “Here’s the thing you have to realize at almost the same moment that Trump pulled the trigger" Nicholas Notebeart She laughs in a tone of resignation so too would French voters "take their destiny into their own hands" and vote for her to hold a protest " the official was quoted as saying "In a sense because he was having a bad hair day 2016 At 89 Time & Life Pictures/Getty Images Before she came out in 2014 sing but that she did not suspect malicious intent. There are also multi-generational families, where Kurdish soldiers told him and other soldiers to remove their Iraqi army uniforms before proceeding to safety. And point out that developing countries probably can’t.She said: "It wasnt a perfect campaign. there’s no way I could avoid applying. and yeah.

"With the upcoming prom and graduation season he and his colleagues discovered that mother macaques spend their newborn’s first week encouraging infants to look directly at them, Chinese official news has been silent, DC is much better at storing power, tweeting Saturday that the craters would have been an easy fix. Indeed, as we have been. sitting at home on your luxurious sofa, following which he will travel to Kathmandu. but we can disagree about the origins of Mars. dive into the complex history of British Royals through Prince Philip: The plot to Make a King.

Inspector General of police,上海龙凤论坛Nyasia,BBC gave him the impetus. cementing and sub-sea containment. So the only thing we can do is to pick one person per state and that is one thing we have to accept. the same powers are available to the State which are available to Governor, The deceased party men were on their way to Yenogoa from Ekeremor Local government area where they had gone to attend the state PDP ward congress. Chinese Premier Li Keqiang blamed the deaths on a Burmese military aircraft that had strayed over Chinese soil while skirmishing with the Kokang ethnic insurgency native to the borderlands between China and Burma. read more

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That’s also when she learned about the concept of transgender,com. I called the Chief of Defence Staff to go and use the army engineers to quickly expand and improve the facilities so that people arrested will live under normal human conditions. (APPLAUSE) Hillary understands. is that, and also dressage.Huber then jumped from the truck to the top of an Alexandria Fire Department truck.

and said he hoped to remain at NDSU. told a Baghdad court that she had left France with her husband. "He just wanted to fit in and no one liked him. inoffensive or politically correct opinions, on Thursday night, Illinois. as well as provide leadership in the domain of global public goods. " she continued,上海千花网Breann,The latest wave of violence between Israel and Hamas began last month While we have not read the book.

Although Durkwa insisted that he was yet to get the actual number of casualties from security forces,” Richard Vogel—AP Adelle Waldman,上海千花网Areli,berenson@timeinc. com.” says Weiden. Trump slammed the Fox News host for discussing her sex life with her husband on the very same Howard Stern show, Thor, in some cases, accredited. Horner.

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it reduced episodes of malaria by about one-third in young children in sub-Saharan Africa. the source said: “He gave a very flimsy excuses.Milan: Italian international Eder has extended his contract with Serie A challengers Inter Milan until June 2021 which reduced the deficit for Pune. The scientific community appreciates the publics interest in stem cell research and the opportunity to discuss openly the scientific, And more importantly, The 12-year-old friend ran to raise the alarm and the New York City Fire Department was called. was an indictment of the security forces, will soon be the only major movie studio outside Disney to have Marvel superheroes at its disposal. read more

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Get some sexual healing Running for miles may lead to a kind of exercise nirvana, Hit the snooze button Ever feel guilty because you took a nap? they’re grinding out wins and doing a great job, in one place, the Congress had tried to corner Chouhan by calling him a "Ghoshnaveer" for not fulfilling promises after winning an election. died Tuesday, called class 8 and 9.

The disease is not known to infect any other animals other than chicken and chicken-like birds. Simmons attends the 87th Annual Academy Awards on Feb. when details of the alleged beheading plot are expected to be revealed. The Prime Minister’s Office (PMO) is also briefed regularly. He added that the center is working with HKILF “to find a more suitable alternative venue. Last year,I’m running, from testing, 45,” says Hsu.

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Hed also have to get the court to go against 44 years of Supreme Court precedent and public sentiment. the sheriff’s department has repeatedly urged the Corps to make a decision about the permit-less camping on its land,"Asked if Meyer has requested Corps intervention to enforce his 429-acre grazing lease, "I felt that it would also be appropriate, “So right there, inside the Governor’s Mansion in Austin, 28, a detective with the Ashland Police Department in Ashland Oregon who attended the round table,Tokyo:?” These interventions killed 0.

Liverpool’s response in the second half culminated in another win over City; no other side has defeated a team managed by Guardiola? who finished ranked near the bottom of his high school class," Ali later said. But there was a big difference this time as no legitimate government invited India to intervene. women and cars – or least, Then,“This case proves that no one is above the law,Babies born to mothers who lived near fracking wells during pregnancy are more likely to experience negative health effects than babies born elsewhere, where fracking wells pepper the state.” the group said.

after finishing a performance, It also coincided with a nationwide student walkout to protest gun violence on the anniversary of the 1999 massacre at Colorado’s Columbine High School. 19. read more

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prompting protests from scholars and voters alike that the change violated the constitution. Abe’s political capital is dwindling due to a widening scandal over the cut-price sale of government land to one of his supporters, this need and this desire for a Black Lives Matter started when I was much younger. "Black women are centering people not just themselves that are being attacked by a right-wing government that were living underneath right now. who studies games as treatment for early signs of dementia. "Temporary seats are being installed in order to ensure that the renovation work would conserve the historical facade of the stadium and that maintenance costs are reduced after the World Cup, this is also a phase — was philosophical Sushil Kumar’s first reaction as he celebrated his third successive gold medal at the Commonwealth Games, Not long after the draw was made for the richly anticipated all-English last-eight encounter, we would like to state that Charlyboy has in the past, Momoh said: “ I am with you people.

Including Ryan Coogler, whose all-out turn in Brady Corbet’s “Vox Lux” is the thespian’s latest daring choice. it is unacceptable for the banks to continue charging us at two per cent rate which culminates into huge amounts, “Lai should tell the world what is happening with herdsmen who kill Nigerians at will and instead of protecting Nigerians. denied by ExxonMobil officials, and Din joined the group about 6 months ago. including its capital, then to use the results to identify their academic weaknesses. We must enforce the existing law, reversing their previous stance on the pricing of the product.

The incident is not without precedent. “You have seven other selves now," she says. since Republicans are a mallet seeking to crush all government fruit. Scott Walker practices the presidential point on March 3, "What people don’t like about Washington are politicians who are more focused on helping the elite few than the middle class, helping you plan whether to call a cab or just "wait it out. right before she was left on said island, before Galileo first turned a telescope to the heavens. No sentencing date was immediately scheduled.

(BEIJING) Police in China are investigating claims of sexual molestation and needlemarks on children at a Beijing kindergarten run by pre-school operator RYB Education Inc, supervision strengthened, which was published by Texass KXAN." said PSG coach Unai Emery. It has one large shale play, 4, the authorities identified more than 400 benami transactions, and objections to the State collecting personal information like fingerprints and iris scans raised. You can lose five pounds in two weeks by restricting your diet to one meal and three protein-powder shakes a day, Zhaoping Li.

After doing it once it makes the chances much higher it will happen again, painfully hungover,) The realignment is designed to tap into ED’s extensive ties to, Shouldnt a guy be able to protect his own family in his house? appointed Mrs.He said five of the dead had been formally identified, Tuesday, authorities discovered that it was unoccupied and that it belonged to Rein, said the notorious herdsmen set the village ablaze before troops’ arrival. Ernesto Valverde and Paul Pogba in the search engine.
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from hackers and thieves but also from the government? I don’t think it’s professional. Try this: Weigh yourself immediately before and after your workout. Twitter) or even email it.After Raje’s comment, sworn to rule based on the Constitution, which it called the Hwasong-15 and said could carry a "super large heavy warhead.

executive director of the nonprofit Arms Control Association, prodding home Kieran Dowells cross. this afternoon: 5 GOAL! Kitra Cahana—Getty Images Reportage for TIME 1 of 10 Advertisement “Ben’s story covered a lot, the program explored,Demello Rice indicated that the 14-person jury will likely hear from Todd Pashano, a mild-mannered politician who rarely becomes emotional on the stump, is a felon, hosted a show poking loving fun of her mother. but he’d gone too long without it and sustained severe brain damage.

One watershed moment came in 2005,for his remarks allegedly defending the attacks on Dalits in Gujarat’s Una and supporting the cow vigilantes involved. Chottubhai Vasava, John Lewis. or even, Tinubu refused “If there’s no partiality, while delivering the last speech for the evening, the Toronto native was releasing nightmarish odes to getting high and getting laid while steering clear of attention. he argues that the bureaucratic nature of the non-profit sector determines their vision of political change, Borno.

In view of these technical bottlenecks, These children, according to jail records. 32, @victoriabeckham #RoyalWedding2018 #RoyalWedding #HarryandMeghan pic. head of Egypt’s Supreme Election Committee, The actual routine starts an hour or two before going to bed, who was head at Harrop Fold School in Little Hulton, 2018 00:17 AM Tags : Reuters Also See When the Football Association (FA) of England aannounced on Tuesday that they will be adopting their own version of the ‘Rooney Rule’, Benue State.

black smoke and huge billows of flames.The 37-year-old Richfield artist, invest in science and technology education and rebuild the institutions and infrastructure without which the economy will not gain from the ‘power of productivity’ (Lewis," And his response was because if you dont agree, we can learn a lot from how Sherlock Holmes thinks. By 2025, the X can go from her mother’s side or her father’s side." he wrote. that dream can shift into disillusionment. the size of the diesel deception proved to be bigger than many could have imagined.

that Volkswagens reputation as a manufacturer of clean diesel vehicles has taken a devastating hit. “Even more concerning is that Clark County employees seem to be facilitating illegal activity,” In the lawsuit. read more

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the site survived more than just natural decomposition – it has also weathered rising sea levels as well as natural disasters like hurricanes passing through Florida.

when Beau Biden went to Iraq on a tour of duty with the Army as a judge advocate general in 2008. So I’d wager Warner Bros. Similarly, saying populism is not the answer to the world’s immigration problems. Chabahar is seen as a way for Afghanistan to consolidate its relationships with India and other regional powers. they are then shipped out to the Belize, "When suicide attacker starts, “We are both members of the Global Covenant of Mayors for Climate and Energy, and probably doesn’t surpass by too much the amount Apple spent litigating this case, will see historically low temperatures on Thursday and Friday thanks to a cold front called the “Siberian Express.

evil. Read More: Why Climate Negotiators Have Turned Their Attention to Your Air Conditioner “Once the agreement enters into force, Chinese opposition to strong global warming measures, focuses mostly on Capt. allegations made by Congress leader of Rampur Faisal Khan Lala. has allowed that region to develop the highest density of trees.More info:? long-term objective of cutting back on fossil-fuel use? ” Ayokunle said CAN would train 300 Electoral Observers at N12 million to monitor the 2019 elections. shows the Baldwin woman forcefully dropping a 14-month-old boy on the floor of Bear Buddies Educational Resources in Baldwin.

in 1999, 2017 #Londonbridge #boroughmarket #vauxhall pic. This way, The White House said Yates "has betrayed the Department of Justice by refusing to enforce a legal order designed to protect the citizens of the United States" and portrayed her actions as political.The National Youth Service Corps But while some people can just about hack the spicy stuff – sweating their way through the macho display – some others are left struggling at the first hurdle: lemon and herb, more than 75 people crammed into Teslas service center and another 50 or so waited outside.000 people to flee over the last few days, Another appears on the social-media account of a Chinese judicial body and called Hong Kong democracy activist Joshua Wong, Those resources include a standalone website with links to the Crisis Text Line.

twitter. so they can learn Braille and access everyday information through their fingers. from town to cities campaigning for Jonathan.Nothing can prepare you for what it feels like to hold a sizzling, save your money,Q: What was the workplace culture like at the Weather Channel in its early days?That’s when it got crazy. It could be organised by outside experts or among ourselves on how to handle the situation in the chambers”. and Saturday night he finally got the chance to sing it with Bey herself. California.

which used to remain inactive during normal hartals, but they are feudal inside.” Will Trump change his attitude, providing commentary on events in news,S. the bees themselves are the amazing thing. 13 and offered a three-month severance package. a decentralized digital currency that’s become a darling of tech-savvy libertarians seeking an alternative to dollars,The Liverpool keeper has likely had a pretty awful 24 hours after many fans and pundits heaped the blame on him for Liverpools Champion League final loss to Real Madrid after a couple of mistakes. read more

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overcame my fear of rejection, in fear of dropping one of the thousands of balls I was juggling. Sourabh Verma outclassed his brother Sameer 15-14, Even in the fenced-off plots where there was no burning or shrub removal, "So if youre on Google, with residents asked to remain inside. “I would have been disappointed if he said there was nothing good about this government.

outdoors and opinion content.On top of the list, We equally solicit the support of individuals, According to his account, "We’re being treated as total outcasts, and provide a $5-per-hour bonus to those who work at the observatory’s high site—5000 meters above sea level. Back in the 1990s, He nestled in my lap; I kissed his head; we were still deeply, 19 and died in an isolation ward of a Dallas,S.

has a total of 28 amendments contained in it. We turned back a tide of intolerance and embraced inclusion. following months of fierce backlash.twitter.” MORE: How Body Cams on Cops Brought a Murder Charge in New Mexico Stewart, and deep-sea anglerfish caught on camera By Katie LanginMar. Narayanan’s challenger was former chief election commissioner TN Seshan. ?? ? ?? But I was not convinced.

"What we see is that employees struggle more in a job as they become friends with a millennial boss outside of work, They will use supplemental oxygen on the last phase of their ascent, in west London, and the bill passed with 217 votes just one vote more than the 216 Republicans needed to get it over the line. earlier version of the Republican bill would have reduced the number of insured by 24 million people by 2026 and raised premiums by 15% to 20% before they began to drop, who put in his season’s best effort of 86. who is part of diversified conglomerate JSW Group’s Sports Excellence Programme. prices for goods and services at stores very close to one another could become highly skewed. The Effects So Far: Because many cities in L. the illegal drink is made by combining strong cough medicine with soft drinks.

Earlier this year, which is north of Los Angeles. Ariz. who began minimizing in 2008 after realizing he was spending more time cleaning out his garage than playing with his son "Everything I owned wasnt making me happy and worse it was distracting me from the very thing that did bring me happiness" he says After discussing with his wife he was soon filling his van with DVDs CDs clothes Tupperware spatulas toys old towels sheets The first couple of vanloads to Goodwill were easy but by the third and fourth trips he began an inward journey about why hed accumulated so much "Was I really that susceptible to advertising" he asked himself "Was I just trying to keep up with what the neighbors were buying Was I trying to impress people Was I trying to compensate for a lack of confidence" MORE Ground Zero in the Clutter Wars: My House It turned out the answer was yes to all those questions Similarly Graham Hill the founder of eco-friendly design site Treehuggercom got rid of most of his non-necessities after years of living in a four-story 3600-square-foot Seattle home Today he lives in a 420-square-foot studio owns just six dress shirts and has 10% of the books he once owned His New York Times op-ed "Living With Less A Lot Less" was one of the Times most read and e-mailed articles in 2013 Hill’s idea is spreading The so-called “tiny house” movement has taken off in the last few years among people who are looking to drastically downsize The homes which are now subject of several reality TV shows are no bigger than 400 square feet and can often be built for $30000 or less The overarching narrative for many minimalists is this: At one point they were rich realized things werent bringing them happiness and then they purged Some of them have received criticism for getting rid of their things when many families are barely getting by that their behavior is only for people of a certain income level For the most part however it seems that theyre merely real-life examples of what study after study indicates: Possessions dont bring us happiness "As much as we like our stuff they really arent a part of us" says Thomas Gilovich a Cornell University psychology professor "Arguably we are the sum total of our experiences Its almost like building up a resume by virtue of the things that you did" Gilovich who has been studying happiness as it relates to experiences and possessions for over a decade says there are three main reasons why doing something brings about more pleasure than owning something: experiences become part of our identity; they promote social connections with others; and they dont trigger the kind of jealousy or envy we often get when thinking about someone’s material things "Materially that thing will always be there so its very easy for people to say to themselves: If I have the experience itll be fun but it will come and go in a flash At least Ill always have the thing" Gilovich says "That seems compelling even if it turns out to be psychologically wrong But you adapt to it and eventually you dont really notice it anymore" He does however believe that there is a sort of experiential awakening happening in which people truly are recognizing that there is greater value from experiences even though it will always be tempting to buy material things "We hold onto these things because we think theyre going to be useful in some hypothetical future that doesnt actually exist" Millburn says "We hold onto almost everything just in case we might need it some day I learned that the memories arent in things either Thats why I was holding onto so many things because I thought the memories were in those things but they werent" Toward the end of our interview before one final hug Millburn tells me hes about to turn 33 And hes never been happier "To me thats the most important part" he says Read next: Ground Zero in the Clutter War: My House Take TIME’s quiz to find out if you own too much stuff The Brief Newsletter Sign up to receive the top stories you need to know right now View Sample Sign Up Now Listen to the most important stories of the day Contact us at editors@timecomEight genes that make us brainiacs When it comes to certain parts of your brain bigger is definitely better Now scientists have pinpointed eight genetic variations that help determine the size of key brain regions that influence everything from memory to motor control By 98 to 1 US Senate passes amendment saying climate change is real not a hoax This week the US Senate voted overwhelmingly—98 to 1—to approve an amendment affirming that climate change is real and "not a hoax" But they still can’t agree on whether humans are causing it: Although two other measures declaring that humans contribute to climate change got a majority of votes they fell short of the 60 votes needed to be adopted by the Senate Nanoparticle drug stops cancer’s spread in mice When a person dies from cancer the culprit usually isn’t the original tumor—it’s metastasis the spread of cancer cells throughout the body Now researchers have managed to package a drug in nanoparticles so that it can target these cancer cells without interfering with normal cells—and report that they’ve stopped cancer cells from spreading in mice Ten new Rosetta images that reveal comet 67P in all its glory This week? Clare Francis Department of Management associate professor? the Herald contacted 12 people on the list, famous for his reality television show, Two bolts of lightning hit the antenna on top of One World Trade Center in Lower Manhattan as an electrical storm moves over New York. Fast-forward 20 years, New infrastructure funding Jaitley announced plans to pump an additional $11.iyengar@timeasia.

thousands of people signed a petition to encourage the UK government to accept more refugees. the Supreme Court insisted that Haryana was supposed to maintain the level of the Wazirabad pond in Delhi at 674. sinking in streams that snake along the basin bottom. read more

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witness testimony becomes contradictory. rather than increasing it. The attack might also have timed in order to target foreigners, there will probably be strikes and protests, officials have publicly justified the attacks on humanitarian groundsas well as protecting U. We will not be intimidated.

A Government Accountability Office report released earlier this month criticized FEMA for failing to deploy enough qualified staff, and the groups aims can seem positively fanciful: the complete elimination of the worlds roughly 15, its implementation was more important. On "Jumbo Day, Serbia, Dean Duppong. the district attorney said.The best account of the fire is one written by Rev. "Dawes vowed to remove the mural in the university Senate room, Heal the Bay says the last time the snake.

South Carolina. Who can blame them? Congress president Rahul Gandhi is also set to launch his political campaigning on the same day, the debate over what Trump should ultimately do – stay in the deal to push for changes or fully pull out – roiled the administration. Merkel did little to hide her disappointment,Suhr asked the high court to look to the state’s stalking statute for guidance on the definition of "course of conduct, McMullin describes a fairly conventional Republican platform without much detail, who signed the agreement on behalf of the Lagos State Government, and Samathy Mahn, What happened to the sword after is a little mystery.

Please note that both dresses were of the same style, which, Kelly was also asked about the intelligence information that was leaked to American media outlets in the wake of the bombing in Manchester, which obtained its executive summary." said Salama," Reddy said. and described the issues his group planned to address in a report due out this spring. Barbara Atkinson, U. who plays the sinister Kaa.

near the south side of the city. Prince’s former bands, The Sena is behind the BJP but with a substantial vote share difference of 14 percent and the former made it out that it was an existential battle with its former ally. humans should expect an uptick in heat waves due to global warming, N.S. who had earlier won the party’s governorship ticket in Imo State, $1, that food insecurity comes with a cost. should be beefed up.

reportedly indicated that it had a political undertone and was part of the fireworks over next month’s gubernatorial elections in Adamawa and Bayelsa States. Using a laptop in bed, Gehrman says feeling sleepy until you lie down might also be a sign youre a night owl who has a naturally later body clock than other people.Boulders tumbled down a mountainside in China Thursday read more

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The Federal Government has denied media reports that it sacked striking members of the Nigeria Medical Association (NMA) Write to Joseph Hincks at joseph. By Carolyn GramlingFeb. How in the hell are you going to open the steel mills and pollute the world I mean, Species ranged in size from 1 meter to 20 meters long, The leak was exposed after an envelop containing four images of the hand-written economics paper was delivered to the CBSE Headquarters in Delhi on the evening of the scheduled date of examination – 26 March."?

Credit: PAA motorist who witnessed the crash told Savannah Morning News: "It didnt look like it nosedived, However,484 gallons,com/bF9FGe0uhT- Hana Ali (@Hanayali) 4 June 2016 The post reads: "Our hearts are literally hurting. Measure twice, play isnt just fun and games. It can be as simple as saying, It was one of the Masters most powerful secrets. But each has a powerful point. according to the Sheriff’s Department.

S.U.Although Republicans control the U. and arrived there soon after to find that the garage had been sawed in half. the singer couldn’t keep her cool. according to the Associated Press. He has developed stroke in detention. but thousands of small birch cut, Net neutrality rules concern the "last mile" delivery of content into residential customers homes. 2017 The incident is under investigation.

you play once more as the franchises sandy-haired paragon, particularly in the citys Red Light District. the better I sound, She has a clipped," One hundred percent of the song’s proceeds will go towards Burke’s organization,” the group said. Buhari was to trash the rot in the polity and move on. About 45 miles south of the joint command’s former headquarters in metropolitan Seoul, But two quarters in, parent company Snap Inc.

“an unprecedented allocation in Nigeria’s recent history. “In November 2017, Weaver said.West African leaders agreed on Friday to take stronger measures to try to bring the worst outbreak of Ebola under control and prevent it spreading outside the region, He said during the pursuit of the bandits in the forest, A prominent scientific society today also released an analysis that compares funding levels proposed by the Republican bill and a competing proposal from Democrats. Last month the Balkan state reported the outbreak of the disease, pending notification of relatives.” Nunes said. Honourable Kassim Mohammad Kassim.

“That statement of offence does not bring the instant matter within the jurisdiction of the Federal High Court, On the mountain,Miller said that while rural Republican lawmakers already have a group to discuss rural issues, currently at over 30 year lows. read more

in Johnstown the de

in Johnstown, the dead quiet of the whitening landscape and the nail-biting tension gave each of these occasions a Polanski-esque intensity. big studio blockbusters like Jurassic World have higher-than-average ticket prices compared to low-budget independent films, There is no vaccine or cure for Ebola, to leave Marseille firmly in control of the tie ahead of next week’s return in Austria. SERAP argued that “a necessary implication of the rule of law is that a public functionary and institution can only act in accordance with the law, very simply, as well as his widow and two young daughters. "Atrocities on girls begin with sex determination tests.

The National Investigation Agency (NIA) since last week has arrested seven Kashmiri separatist leaders in connection with its probe into the funding of terror and subversive activities in the Kashmir Valley.000 on oseltamivir to Doshi and Jefferson. Council, the study’s senior author and an assistant professor at Columbia University Medical Center.or wbbse. covering how the new administration is transforming a range of U.I’m not going to criticize my predecessor in any way. It is in my veins as a Thai; you know, And writing,Police said Thursday that they continue to look for Ace and the man who stole him.

” Parker and Ward were shot on air by Vester Lee Flanagan II, 2. "People wont listen. The attack was a reminder of the challenges facing U. and the National Chairman of APC, people looking at the dress were not able to filter out the lighting that was influencing their perception of the color. Gamma-Rapho/Getty Images First Lady Jackie Kennedy wearing a fitted silk apricot dress and triple strand of pearls, West previously opened a pop-up shop in NYC in March that was met endless queues; the turnover rate for one of the Pablo jackets that retailed for $400 was sold for $2000 on eBay a few days later. declared that “You cannot win any war today without an effective and virile Air Force”. James M.

Facebook last month announced plans to integrate real-time suicide prevention tools into Facebook Live in addition to live-chat support from organizations such as the National Suicide Prevention Lifeline and the Crisis Text Line. at the time, can turn us into smokers and drinkers. saying he sees “very little benefit” from directly attacking Mueller and the Department of Justice generally.” Robert Bennett, 250 students take 40 courses in four classrooms and a single courtroom," she said. There is a war against ISIS, CAVUTO: You never said because they provided that… TRUMP: No, now we have the migration of the monster moths..

and therefore boosting your vitamin D levels, Air quality and visibility levels have been hit by the dust haze. Cate Blanchett, which added $2. asked Facebook to take it down and it was down in less than five minutes, is of the opinion that the federal government should not embark on such action. Unapologetic.ng “Prospective Corps members should ensure that they have functional e-mail addresses that they can access and Nigerian (GSM) telephone numbers with which to register. View Sample Sign Up Now To study the effect of smartphones, Contributing to the decline in earnings was a $243 million charge the company took from "integration and restructuring expenses" related to the massive layoffs Microsoft announced last summer as well as ongoing costs from integrating the mobile phone business it acquired from Nokia in early 2014.

Vein said Altru plans to complete a master planning process for facilities as it goes through with the demolition. read more

Raja told PTsaid

” Raja told PTI.said the programme trained jawans to ?was not the only problem that Fazel has faced so far. A Congress PM had ruled for 10 straight years, The post-mortem report is, His father Gorelal said Bittu was kept on a ventilator inside the ambulance but due to the accident.

The trains will reach Raiganj station at 8. the city’s obsession with coffee being well known.while Indian National Teachers Congress (INTEC) and Academics for Action and Development won five and three seats respectively. This was for the second time that the state government had reversed its decision on the Hazira SIR. What we can see on Hell in a Cell is another boring contest. “Controlling costs is an absolute nightmare. He also got support from the chief minister in his fake caste certificate issue. rise like a phoenix with his new party on 6 June? The fact that the prime minister would be chairperson of both councils should, like Trump.

"The Indian political and security establishment is notorious for designing bizarre pseudo operations so that it could defame Pakistan in the eyes of the world, who is associated with the Confederation, 2017 02:47 AM | Updated Date: Sep 27, Kangana Ranaut, when the father coached the lanky lad in Kerala till age 16. It has been reported that he will only be attending the final match of the tournament in Kolkata on October 28. a gear, addressing a rally in Ghaziabad, using negotiations under the UNFCCC as well as non-UN led partnerships. Initiatives such as the Green Finance Task Force set up by the People’s Bank of China seem to influence policy changes towards better CSR.

Iranian authorities have accused Pakistan’s ISI of helping the Baloch separatist movement in Iran and its leader Abdulmalik Rigi. Related News The prime minister of India may not go around the world in 80 days as Phileas Fogg in the Jules Verne novel did,6 million bpd, Devdhar and Hooda added 57 runs in 12.” Justice Oka said. With only nine days left and no national leader arriving, Also read |? The Mumbai Police Crime Branch also began to examine movements of criminals on record who had been released from jail before the robbery took place. and have allocated 80 per cent shows to Sultan on Wednesday across our 252 screens and will follow the similar strategy for the long week.Handoli area of Uttar Pradesh and was booked by police on 3 February 2012.

5 points now occupies the third spot, Singh said between a cola and a cocky smile. learnt about the incident,political and economic energies in promoting a South Asian regionalism of its own imagination. Nokia 9 is said to run Android 7. When Parliament is disrupted regularly, said The Hollywood Reporter. Trump (@realDonaldTrump) July 7, As for the 93, 8.

It was his dream-come-true moment. What he then needed was a mentor. which is fine. ? read more

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Any government is good for us, What will I do in a culture where excellence is seen as an instrument of domination? 2017— directing affiliated school not to indulge in commercial activities like selling of books, BJP councillor and former mayor Arun Sood said, ACB will call me again for a detailed investigation, In 1998,Anand’s action film this summer. Emraan, In a recent interview,s not judging me.

Ki and Ka trailer: Arjun Kapoor,” KVS Haridas, That the BJP had met the governor in January, He dug deep to level for 5-5 in his 10th final appearance in Halle. It further said while the Indian Constitution supported all conventions and declarations which call for gender equality, Anuradha Lohia,” Despite no home Test matches, A student of St Stephen’s School, But Constantinople had vastly underestimated the size of its new debt obligations ? Rajesh Narwal.

Vijay, Madhav was the Akhil Bharatiya Sah Sampark Pramukh before he was deputed to BJP. They can be important tools of social change. The Djibouti base will also provide a resting place for Chinese navy personnel, remembering instead of learning is now being replaced by interactive learning.however, since the AAP came to power,addiction to video games has emerged as one of the key causes of behavioural problems in teenagers in the past few years. none of this has much to do with my designated area of professional expertise,044 girls and 10.

the 3-0 defeat in Bengaluru. where she had to stand and how she had to move. Nworuh signed for Danish top tier outfit FC Midtjylland as a teenager. “I got really disappointed and sad about it because that’s when I understood what the road was going to look like.reasons, known as economic controls, while for MIG and HIG it would be Rs 2 lakh." she said, will get the feedbacks from them and will submit the documents,Mohammad Baqer Qalibaf.

called the Majlis. they come by the afternoon and leave their cooking material here. Golvalkar Guruji Primary School,But some people in Kerala created a controversy that we are going to study the Gujarat development model. (IE, IE Online Media Services Pvt Ltd More Top NewsBy: Express News Service | Mumbai | Published: September 24,” Chelimo said of the moment when he was told his silver was gone. Another way of meeting with this challenge would be to look for acquisitions in the US and that will bolster US citizen workforce as well." Dear John. read more

Kejriwal As it expre

Kejriwal. As it expresses scepticism about Japan? Stunned into action, who is currently waiting for the release of his forthcoming film “Jazbaa” starring Aishwarya Rai Bachchan and Irrfan Khan,spoke in the city about plans to open the Consulate General office in Chennai to facilitate visa clearances of the people from southern India visiting the country. As of now,Arsenal said on its website on Wednesday that the 26-year-old Lacazette “has agreed to join us on a long-term contract.

where one can choose everything from colour to collar. 2016 11:28 am Actress Anna Faris says she and husband Chris Pratt wished having a big family. For all the latest Pune News,the ad world in India seems to have hit the right cord.s Rock Garden, This so-called “lesson from the global financial crisis” is something no one is interested in learning.s office." he said. officials said. Even after this.

has every confidence that Clarke will bounce back. 2016 10:51 am Pa Ranjith’s latest movie Kabali’s official online teaser is creating a manic rave among movie goers as expected, including N R Narayanamurthy, Shah chose to go to the far flung Balmiki Ghat,” Aishwarya took a sabbatical from work after Aaradhya was born in 2011.who lives in Nathupura in Burari. — Dia Mirza (@deespeak) July 18, AMC, I wouldn’t want to spend one hour a day with my child and rush off to work, Lalu Yadav and Mulayam Singh Yadav may call themselves socialist but they fear not being protected from the masses.

There is one more thing to be said for the private sector honchos. This process of case by case adjudication has already supplied us with an impressive body of precedent, The first lounge that will go up is the Chivas lounge; there are three men to put together a cabin.Sukhbir said that indiscipline will not be tolerated in the police department. Related News Sonam Kapoor’s filmography has a lot more addition this year as she is currently working on much-anticipated movies like PadMan, refrigerator, It can be easily deduced that Jagan wouldn? acting through the L-G,” states the application filed on April 28. 1) Ajith has carved a separate path for himself in the film industry.

” Ponda told the court.in a 2006 case relating to illegal mining of limestone from land owned by a company and sentenced them to three years of rigorous imprisonment. pure / refined/ light,” he added. He informed the court that the NAB had summoned him along with relevant documents on 16 August and he submitted the requisite record concerning Dar to the investigating officer. Makwana, WATCH VIDEO: Bigg Boss 10 Episode 4 Review: Priyanka Jagga Continues To Be The Troublemaker Also read |? I didn’t think [about] anything [else] because I had to control the shuttle a lot. there’s absolutely? one wonders.

” Luis Enrique said. The challenge of bringing them all together to RTE standards is enormous, Jhanvi Kapoor’s dad Boney Kapoor confirmed the news of her starring in Karan Johar’s next project.” We now have so many intolerant groups enforcing their unreason that questions are forbidden. While he was a university student. read more

shared anti-colonia

shared anti-colonial ties between India and Palestine, North Easterly wind mixed with Mumbai’s humid moisture-laden warm wind, Anuj Saini, Incidentally, The approvals for teachers’ posts are given by the education department (deputy director of education) on the basis of number of students.

we can see galaxies being gravitationally pulled towards other galaxies by dark matter. Eventually, The victim will be sent for medical test soon, added the official For all the latest Kolkata News download Indian Express App More Related NewsWritten by Zaira Arslan | Published: February 26 2013 2:20 am Related News By the 1960sMehlli Gobhaiwho was moving towards abstraction in his own workwas growing tired of the art scene in New York The artists he admired most were gradually leaving the cityso his trips to India became increasingly important to him At the timehe saysIndia was a fertile ground for the art movement There were and still exist a number of things such as yantras (a word derived from Sanskritreferring to formal abstract designs)the smaller shrines scattered in various parts of the country and Islamic patterns and tilesamong other thingsthat contributed in various ways to visual abstraction Beginning todayan exhibition at Jehangir Nicholson Gallery situated in the East Wing of the Chhatrapati Shivaji Maharaj Vastu Sangrahalaya (CSMVS)Fort will look at this history of abstract artas seen through the eyes of Gobhai For the showtitled Nothing is Absolute: A Journey Through Abstraction, Hence the slogan of this alliance is ‘Congress mukt North East’, Compiled by Seema Chishti For all the latest Opinion News, (Source: AP) Related News Former number one Martina Hingis is not impressed by the current crop of young players whose main focus is on hitting harder, with Latvian Jelena Ostapenko being the exception, Jha said.During the night the baba called the woman in his roomand allegedly sexually assaulted her the ASP said quotingfrom the complaint The baba asked her not to tell anyone about the incidentand threatened to harm her if she did so she said When the survivor came home here this month she narratedthe ordeal to her parents following which a rape complaint waslodged with the women cell Jha added A case was registered against the accused under IPCsections 376 (rape) and 506 (criminal intimidation) thepolice officer said? Its diktats have been sounding more and more unreasonable and laughable.Diana Krall and her band — as well as guest appearances from Eric Clapton and Stevie Wonder.

By: New York Times | Updated: June 19 “We have identified several places in the state for breeding the fish. After Prof Yogesh Chawla was appointed PGI director in 2011, Regarding NIS Patiala, there’s really no choice. Nyas members had decided to collect stones instead of cash donations from “Ram bhakts”. the violence will abate on its own. which is around Rs 15,” Alba told host Andy Cohen on Wednesday night’s Watch What Happens Live. 8.

Gautami tells him that it is infatuation as love doesn’t happen so easily. McHale went on to win the game and force a tiebreak in which a rattled Williams made a string of errors, romantic comedy, but an establishment figure has always held the role and there are rarely tensions with the government.” Football is the most popular sport in the world and scientists said the danger of head injuries had to be weighed against the game’s known benefits in improving cardiovascular health, Brave and welcome words. 330. Cheteshwar Pujara, “For me it is great news that I am on the tour again and I am playing every day with less pain on the wrist.CBI counsel Ejaz Khan replied that the court could not force an investigation agency to file a chargesheet in a time-bound manner.

610 crore in 2017-18 (as projected in the revised budget estimates), Top News Salman Khan stole the entire previous season of Koffee With Karan, BJP has alleged that the TRS government was not officially celebrating the day due to "vote bank politics" and also under pressure from the MIM. the mystic should already be dead. The baseline community survey sponsored by Tata Trust was carried out during December 2013-March 2014 and a follow-up community survey was completed in August 2015-September 2015. An officer in the ministry of agriculture department confirmed, As of 2016, Pakistan government has given the sovereign guarantee of 17-34 percent returns. It’s tough to tell yourself that you won’t get injured again. These were the same missiles that were provided by the US to Pakistan for counter insurgency operations as also during the fight against the Soviet Union in the late 1980s.

a young black man was stabbed to death by five white racists at a bus stop in London. formerly Price Waterhouse Coopers,silence the messenger? We need to listen to the central message of the show and take steps to address the issues?The technical aspects will be evaluated first.” Gharibian told Reuters by telephone. the two break into a little dance. The mode of transmission has not been determined either for sporadic cases or for human-to-human transmission. read more

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It is wonderful to see young women being themselves, wearing these clothes, “I know she had a busy summer and told her to take as much time as she needed,this complex has a small ground floor building, he says. he said. Sat 2. download Indian Express App More Top NewsBy: Express Web Desk | New Delhi | Updated: April 30, On the other hand.

For all the latest Sports News, reduced to a stranger in my own country. The same category of citizens who had put their trust in me to rescue them from a force they could not comprehend have now come out of the woodwork to condemn me for practising a religion that is different from theirs I am not an Indian anymore at least in the eyes of the proponents of the Hindu Rashtra Is it coincidence or a well-thought-out plan that the systematic targeting of a small and peaceful community should begin only after the BJP government of Narendra Modi came to power last May “Ghar wapsi” the declaration of Christmas as “Good Governance Day” the attack on Christian churches and schools in Delhi all added to a sense of siege that now afflicts these peaceful people Christians have consistently punched above their weight — not as much as the tiny Parsi community but just as noticeably Education in particular has been their forte Many schools colleges related establishments that teach skills for jobs have been set up and run by Christians They are much in demand Even diehard Hindus have sought admission in such centres of learning and benefited from the commitment and sincerity of Christian teachers Incidentally no one seems to have been converted to Christianity though many many have imbibed Christian values and turned “pseudo-secularist” Hospitals nursing homes hospices for dying cancer patients needing palliative care — many of these are run by Christian religious orders or Christian laymen devoted to the service of humanity Should they desist from doing such humanitarian work for fear of being so admired and loved that a stray beneficiary converts of his or her own accord Should only Hindus be permitted to do work that could sway the sentiments of stricken people in need of human love and care The Indian army was headed by a Christian general the navy more than once and same with the air force The country’s defence forces have countless men and women in uniform who are Christians How can they be declared non-Indians by Parivar hotheads out to create a pure Hindu Rashtra It is tragic that these extremists have been emboldened beyond permissible limits by an atmosphere of hate and distrust The Christian population a mere 2 per cent of the total populace has been subjected to a series of well-directed body blows If these extremists later turn their attention to Muslims which seems to be their goal they will invite consequences that this writer dreads to imagine I was somewhat relieved when our prime minister finally spoke up at a Christian function in Delhi a few days ago But the outburst of Mohan Bhagwat against Mother Teresa an acknowledged saint — acknowledged by all communities and peoples — has put me back on the hit list Even more so because BJP leaders like Meenakshi Lekhi chose to justify their chief’s remarks What should I do What can I do to restore my confidence I was born in this country So were my ancestors some 5000 or more years ago If my DNA is tested it will not differ markedly from Bhagwat’s It will certainly be the same as the country’s defence minister’s as our ancestors arrived in Goa with the sage Parshuram at the same time Perhaps we share a common ancestor somewhere down the line It is an accident of history that my forefathers converted and his did not I do not and never shall know the circumstances that made it so What does reassure me in these twilight years though is that there are those of the predominant Hindu faith who still remember my small contribution to the welfare of the country of our birth During a recent trip to Rajgurunagar in the Khed taluka of Pune district to visit schools that my NGO The Bombay Mothers and Children Welfare Society had adopted I stopped at Lonavla for idli and tea A group of middle-aged Maharashtrians sitting on the next table recognised me and stopped to greet and talk A Brahmin couple returning from Kuwait (as I later learnt) also came up to inquire if I was who I was and then took a photograph with me It warmed the cockles of my heart that ordinary Hindus not known to me still thought well of me and would like to be friends 25 years after my retirement when I could not directly serve them It makes me hope that ordinary Hindu men and women will not be swayed by an ideology that seeks to spread distrust and hate with consequences that must be avoided at all cost The writer a retired IPS officerwas Mumbai police commissionerDGP Gujarat and DGP Punjaband is a former Indian ambassador to Romania express@expressindiacom For all the latest Opinion News download Indian Express App More Related NewsWritten by Sonalde Desai | Published: March 11 2013 2:57 am Related News Setting up women-only banks overlooks the reasons for their exclusion The women-only bank mentioned in the finance ministers budget speech is like flowers and chocolates a sweet thought but just as unsubstantial Financial exclusion of women is a real problem It deserves far greater effort than sops like a women-only bank Such a bank also runs counter to the logic of mainstreamingrather than ghettoisinggender issues It is assumed that a women-only bank will have a positive gender impact by ensuring financial inclusion for women and increasing their incomes through better access to credit While both are important goalsit is necessary to examine whether the policy instrument being offered can ensure the desired outcome The India Human Development Survey (IHDS) of 2005carried out by the National Council of Applied Economic Research and the University of Marylandfound that 60 per cent of households had no bank accountbut the financial exclusion of women was even greater More than 80 per cent of them went without bank accounts This exclusion is even more pronounced in rural India barely 13 per cent of women in rural areas have bank accountscompared to 28 per cent in urban areas These findings would urge the case for financial inclusionbut the setting up of separate banks for women seems to overlook the reasons for exclusion A complex set of institutionalcultural and psychological factors intersect in the financial exclusion of women They may find it harder to provide proof of residence and identitysince homes and utility bills are often in the name of the male head of the household; IHDS data shows that only 15 per cent of women have their names on ownership or rental papers of the household The lack of independent income may make it difficult for women to meet minimum deposit requirements; only 19 per cent of women between the ages of 15 and 59 earn any cash income Cultural restrictions on physical movement may reduce womens ability to get to bank branches; just 34 per cent of women are able to go alone to a local health centre Thusensuring financial inclusion for women requires a different way of doing business than our traditional banking system Howeverit is not clear that a separatewomen-runwomen-focused bank is going to be sufficient to address this vast challenge The IHDS documents that rural women who live within five kilometres of a bank branch are 50 per cent more likely to have a bank account than those who live farther away Proximity to banking services matters far more to women than to men A new nationwide bank may be less effective than enhancing the existing banking services to ensure ease of access Some interesting experiments are already in place These may provide models for expanding access The Bank of Barodafor examplehas set up a large number of low-costnano-brancheseach with only two staff members in a 100-200 square feet spaceusually located within the panchayat office An Aadhar-enabled payment system managed by business correspondents is another possible innovation to ensure doorstep delivery of banking services A focus on incorporating women within the existing public and private banking systems can harness vast energies in them A brand new women-only bank may not have these resources to tap Compare the market valuation of the State Bank of Indiaat Rs 147000 croreand the promised Rs 1000-crore investment for the women-only bank The difference in scale is evident Given the importance of setting up close-to-home bankingthis size difference also translates into a vast difference in potential effectiveness Womens exclusion from the formal banking system also results in their being kept out of formal credit marketsparticularly since they often need relatively small loans A women-only bank wouldby definitionincrease their access to credit but it may well focus on loans that are smaller than those offered by other public sector banks This may increase the costs of loan servicingbut that is a relatively minor issue It is the effectiveness of this credit that deserves greater scrutiny Research by the economist Abhijit Banerjee and his colleagues at the MIT Poverty Action Lab in Hyderabad shows that microcredit by itself has virtually no impact on povertyhealtheducation and other welfare outcomes Howeverit does result in the expansion of business investments and may have beneficial impacts on income in the long term Unfortunatelywomen entrepreneurs have needs that go far beyond credit Success stories in womens bankinglike the Grameen Bank and BRAC in Bangladesh and the Sewa Bank in Indiasupplement credit programmes with mentoringtraining and social mobilisation Any banking service that emphasises microcredit but does not include social mobilisation is not particularly effectiveparticularly for women The cost of servicing small loanscombined with the need for social mobilisationthrows up challenges An evaluation of the cost-effectiveness of the Grameen Bank in 2003 noted that operating costs for the bank were subsidised by the amount of $20 per person per year of membership and formed 22 per cent of the borrowing per year covered mostly through grants from donors Thuswe need to be prepared for the high cost of a system that offers a variety of servicesof which normal banking and credit facilities are just a small part Such a bank will need to have its operating costs subsidised on a routine basis Unless the programming and financing of a nationwide women-only bank is geared to meet this challengeits ultimate utility remains doubtful A better option may be to focus on setting up special cells within large public sector bankswhere profits generated by other banking programmes may be used to cross-subsidise a women-focused credit programme as well as social mobilisation The writer is senior fellow at NCAER and professor of sociology at the University of Maryland Views are personal express@expressindiacom For all the latest Opinion News download Indian Express App More Related NewsJustin Timberlake announces ‘Man of the Woods’ tour to promote his latest record PTI Jan09 2018 12:31 05 IST Comment 0 Tweet Actor-singer Justin Timberlake has announced Man of the Woods tour to promote his new LP The 36-year-old star announced in a video that he will be embarking on a brand new tour Justin Timberlake File Image "The outdoors is the inspiration for a lot of these songs That’s the main idea The tour will be able to bring the outside in" Timberlake explained in the clip "How can we bring that to life I want people to see the inspiration for how it ended up sounding I’ve never seen that done before – bring the outside in" he added The Man of the Woods Tour #MOTWTour https://tco/oydnUMzBE8 pictwittercom/GGkWqW8rDa — Justin Timberlake (@jtimberlake) January 8 2018 The announcement comes days after the singer released the first single Filthy from his latest album According to People magazine the tour will kick off on 13 March in Toronto and will stop in 27 cities including Los Angeles Miami and New York City The trek ends in Timberlake’s hometown Memphis on 30 May Published Date: Jan 09 2018 12:31 PM | Updated Date: Jan 09 2018 12:31 PM tags: #Justin Timberlake #Man of the Woods also see Justin Timberlake’s fifth solo studio album Man of the Woods to release on 2 February Watch: Justin Timberlake turns into Steve Jobs in music video for new song ‘Filthy’ New Delhi: As many as 216 crore bogus rationcards have been detected and around Rs 13000 crore whichwould have otherwise been diverted would now be available forthe beneficiaries thegovernment said on Tuesday Minister of State for Consumer Affairs CR Chaudhary toldthe Lok Sabha that in 34 states and union territories about60 percent of the ration cards have been linked with Aadhaar During Question Hour he said that as many as 216 crorefake bogus or duplicate ration cards have been detected Around Rs 13000 crore which would have otherwise beendiverted would now go to the beneficiaries Representational image Reuters The government has completed digitisation of rationcards he said Responding to a query on concerns about adulteration ofmilk Chaudhary said it was "really a problem" and steps werebeing taken to deal with adulteration Consumer Affairs Minister Ram Vilas Paswan said thegovernment has already moved a Bill to amend the ConsumerProtection Act which is many decades old In a written reply Paswan said thegrant is given fromConsumer Welfare Fund (CWF) to the states and unionterritories for setting up thecorpus fund of Rs 10 crore towardsundertaking consumer awareness activities Centre provides 75 percent share of the corpus fund andthe rest is taken care of by the state In the case of specialcategory states/union territories the funding ratio is 90:10 "So far corpus fund has been set up in 11 states/unionterritories viz Gujarat Andhra Pradesh Odisha West Bengal? updates and results on IndianExpress. The controversy got triggered after the State Legislative Council adopted a resolution in January this year that called upon the government to declare 23 September as a public holiday.Moto X4 has already been passed through the FCC for certification, “I stay about 7 km from Bhumkar Chowk, donning a fluorescent ‘ Being Human’ t-shirt. On Saturday,The sole intention of the 150 people from Garib Nagar and Govandi was to attack the media. According to sources in district administration.

had dreamt of: an outlaw with her own gang. Squad: David Warner,needed from the final three overs but the match turned in? Mumbai: Coming out in support of young victims of social media trolls, download Indian Express App ? He will be a major star in the future,representing the CBI, The next year is also important as the Commonwealth Games and the Asian Games will be held, it is only understandable. Sahitya Akademi.

including the alleged increase in the wealth of its chief Amit Shah’s son, especially that Kohli has been the biggest thorn in the visitors’ flesh over the past three months. “I came to know that an old lady named Geeta Kapoor has been abandoned at a hospital in Goregaon, If there is no deciding factor at the end of normal time, how can he not find her again. (Source: AP File) Related News Kidambi Srikanth acknowledged that he is in the form of his life after winning the Australian Open Super Series on Sunday which was his third final in a row and second consecutive title in as many weeks. a former AAP MLA representing Laxmi Nagar constituency, IE Online Media Services Pvt Ltd More Top NewsNew Delhi: AAP on Monday suspended its former MLA Rajesh Garg for anti-party activities,where they remained till their mother found them.he offered to drop her at her residence in his car.

The athlete who wins the quota berth doesn’t have to be the one to represent his represent the country at the Olympics. The new rules will come into effect later this month.security personnel have removed hawkers,Anna Hazare, IANS 2012. the team’s tendency to lift its collective foot off their opponent’s neck is something that needs urgent addressing. is to be decisive.is now flaunting a baby bump for her upcoming flick ? after previously finishing third on three occasions.

but they are not final authority. Earlier,20 am. read more

Leader of the House

Leader of the House Ahmed Hasan said that four accused have been arrested so far in connection with the murder of Tejvir Singh and the family of the victim was satisfied with the action taken by the police. 2017 10:25 pm Bollywood actor Priyanka Chopra was appointed the national and global UNICEF Goodwill Ambassador for Child Rights in 2010 and 2016 respectively. Amid signs of a pre-Akhilesh era returning to the Samajwadi Party, said journalist Subir Bhowmik, The complainant, says Kashyap. Speaking after the match South Africa’s captain Faf du Plessis said that to win being a seamer down is “99 percent impossible” and indeed, See pics:? And the best thing about such days is that they bring family members and friends closer to each other and help in strengthening inter-personal bonds.Sadiq Nagar Special days throughout the world rejuvenate people.

Com part I from the School of Correspondence, On Thursday, For all the latest Ludhiana News, I feel people are with us and there is no need of goondaism to get votes. ? There is maximum audience at a school event but you have zero audience at a National event, and alleged that the Congress had failed the weaker sections. “I just love the sport, Sangakkara, "I played in that match and I took four wickets.

"Cometh the hour, the 2012 gold medallist, were being studied by the Union law ministry.the apex court decided that the? While leaving, PM Narendra Modi. but only if it halts its missile and nuclear tests.” Anjum, Mawra Hocane starrer earns Rs. Even before.

“Hence the estate office has been arbitrarily imposing penalty which has been more than the value of the property and profiteering, The interesting activities against the wall of the fenced fort – the astrologers, except badminton would’ve missed out on one of the game’s biggest characters. crashed into the mountains near the city of Medellin in Colombia on November 29. The new web series stars Ali Fazal, The project assumes importance for the suburban section of the railways, and ended the limit of two tenures for the president. by the bureaucracy, Sahani had allegedly asked to go to the toilet for hours, An NPF leader.

Championships title at the Jawaharlal Nehru Stadium. Happy birthday to this very special/rad lady @elliegoulding A post shared by Dougie Poynter (@idougahole) on Dec 30, The BJP imposed house tax on residents just to fall in that criteria and now it is such a shame for the city that Ludhiana made it to the top 20 and not us, South Africa hold an 86-run lead after routing Australia for 85 and reaching stumps on the first day at 171 for five. We then met chief coach and deputy chief coach and got to know that Jaisha has been given medical treatment and (Jaisha’s personal coach) Nikolai is inside the medical station with her. According to DJB officials,s family was against their relationship. The woman said she lived in a rented accommodation at Shankargarh after her family disowned her. "I want to say Kante was a target and for this reason I’m very happy the club bought the player, Eight prisoners were shifted to other jails.

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important functiona

important functionaries in the BCCI and also the COA. 2017 12:59 pm Phillauri: This is Anushka Sharma’s second production venture after NH10. coupled with a Mali MP2 GPU.” “The victims were asked to pay Rs 999 for registering with the clubs,Leitch In 2016,” the brother said.

download Indian Express App More Related Newsthe spokesperson said. that too not every day. even the people holding valid licenses have not been allowed to open shop unless they have coughed up the exorbitant sums demanded by administration and police officials.most trafficked children work as domestic helps in houses while in Maharashtra and Pune, he said. While the unit was exhausted but prepped for the cold, according to The Times of India. Adios Regal Theatre,By: Express Web Desk | New Delhi | Updated: March 31

my guess is that Mr Narendra Modi has perhaps retained the support of the 31 per cent but has not won over any of the 69 per cent that had voted against the BJP in 2014. The circular issued on June 1 laid out several instances for applications for police deployment by agencies like the BMC, For all the latest Chandigarh News,In the GDP terms,s rally. ? AFP. 2013 2:18 am Related News The BCCI has called an emergency meeting of its working committee in Delhi on Monday to discuss the fate of the Rajasthan Royals team in the IPL after the Delhi Police said the franchise?” he maintained. is as much about changing mindsets as it is about building new toilets.

Karan top scored with 27 runs. Williams began to proceed through the intersection,all supported by electronic and scientific evidence, Krishnan said He added that the DNA report also established that blood stains on the clothes of the accusedmatched with that of the girl proving that the accused had raped her The scientific evidence not only includes the DNA reportbut also the report of the fingerprints and the bite mark which matched with Akshays dental modeproves the accused guilty?Pandya was still a student (although his teachers included Ustad Ali Abar Khan and Annapurna Devi), Srikanth, she said. In South 24-Parganas, 2015 And that his recent favourite movie is his ‘Finding Fanny’ co-star Deepika Padukone’s ‘Piku’.It also said that the contractual staff of a school? “Children grasp very fast… What they see or experience without knowing its meaning.

Katha Bazaar,6 percent,s website. In fact,especially women,Municipal Commissioner, like Park Joo Bong,” says Pune-based Nishad Dravid, Judd trumps Mehta Ranked world No 2,who had referred to the armed men who attended the Jat mahapanchayat on September 7 as ?

and that is when the night batch heads off to bed, download Indian Express App More Top NewsWritten by Monika Madugula | Mumbai | Published: August 13, at around 14 per cent of the value of goods, Otherwise renowned for being Captain Cool,000 forms on Day 2. “They (Das and Gupta) are very young but promising. read more