Boys’ Town stalwart defender Xavian Virgo says he holds no ill feelings towards temperamental Waterhouse striker Jermain ‘Tuffy’ Anderson, who knocked him unconscious with an elbow during their Red Stripe Premier League (RSPL) football game at Barbican Field last Sunday.”Tuffy called me the night. Although I could not really hear what he was saying because the line was breaking up, I knew he was apologising, so I just told him that everything was all right and that there were no hard feelings,” he said.”This is something that Tuffy Anderson always does in a game. He plays like that. It’s a natural thing for him,” admitted Virgo.”It’s dangerous because it was a scary moment for me. But it was just a challenge, and I came out on the bad side of it. He could have come out on the wrong side as well. So I have nothing against Tuffy. It’s just one of those days. It’s football all over,” Virgo told The Gleaner at a Locker Room Sports KSAFA Jackie Bell KO match at their Collie Smith Drive grounds on Tuesday, which Boys’ Town won 4-2 over Maxfield Park.Virgo also implored.”All I am just saying as a player is that we need to be more careful because it might happen to somebody else and it might be worse,” he said.”Some of the players need to be careful when they are playing because serious things can happen in football and some of us have our families to take care of. We are not playing to hurt each other, even though we play to win, play aggressive and hard, but be careful when they are out there playing.”NODAMAGEThe 30-year-old said he went blank after being hit but is pleased to know that he did not receive any major damage.”Tuffy jumped in front of me, swung his elbow and hit me in the centre of my face. I fell to the ground and saw blood coming from my face and I called to the referee, who was running towards me, looked at it and said ‘Tuffy, you see what you did?’. Then after that, I can’t tell you what happened as I passed out.”But none of the bones were damaged, so that was good. I only have a little pain to the neck. But all in all, I am recovering well … . By the next game, I should be ready because I returned to training this (Tuesday) morning,” he disclosed.
freedom of movement Total range of motion around a joint is highly specific and varies from one joint to another (hip, trunk, shoulder), as well as from one individual to another. Muscular flexibility relates primarily to genetic factors and to physical activity. Beyond that, factors such as joint structure, ligaments, tendons, muscles, skin, tissue injury, fat, body temperature, age and sex influence range of motion around a joint. The range of motion about a given joint depends mostly on the structure of that joint. Greater range of motion, however, can be attained through plastic and elastic elongation. Plastic elongation is the permanent lengthening of soft tissue. This is best attained through slow, sustained stretching exercises. Joint capsules, ligaments and tendons are non-elastic. However, they can undergo plastic elongation. Elastic elongation is the temporary lengthening of soft tissue. Muscle tissue has elastic properties and respond to stretching exercises by undergoing elastic or temporary lengthening, thus increasing the extensibility of the muscles. Changes in muscle temperature can increase or decrease flexibility. Properly warmed individuals have better flexibility. Cool temperature has the opposite effect, impeding range of motion. The amount of adipose tissue (fat) around joints and muscle tissues will increase resistance to movement, and the added bulk also hampers joint mobility because of the contact between body surfaces. On average, women have more flexibility than men and seem to retain this advantage throughout life. The two most significant contributors to lower flexibility levels are sedentary lifestyles and lack of physical activity. Factors Affecting Flexibility Flexibility is defined as the ability of a joint to move freely through its full range of motion. Health-care professionals and practitioners generally have underestimated and overlooked the contribution of good muscular flexibility to overall fitness and preventative health care. Most people who exercise do not take the time to stretch, and those who do stretch don’t always do it properly. Many muscular/skeletal problems and injuries experienced by individuals today are related to a lack of flexibility. In daily life, we often have to make rapid or strenuous movements we are not accustomed to making. A tight muscle that is abruptly forced beyond its normal range of motion often leads to injuries. A decline in flexibility can cause poor posture and subsequent aches and pain that leads to limited and painful joint movement. According to a recent article, approximately 80 per cent of all low back problems stem from improper alignment of the vertebral column and pelvic girdle, which is a direct result of inflexible and weak muscle. Improving and maintaining good range of motion in the joints enhances the quality of life. Good flexibility promotes healthy muscles and joints. Improving elasticity of muscles and connective tissues around joints enhances freedom of movement and the individual ability to participate in all types of activities. Taking part in a regular stretching programme also increases resistance to muscle injury and soreness, prevents low back and other spinal column problems, improves and maintains good postural alignment, promotes proper and graceful body movement, improves personal appearance and self-image and helps to develop and maintain motor skills throughout life. In addition, flexibility exercises have been used successfully to treat dysmenorrheal (painful menstruation) and general neuromuscular tension (stress). Regular stretching helps decrease the aches and pains caused by psychological stress and contributes to a decrease in anxiety, blood pressure and breathing rate. Furthermore, stretching exercises, in conjunction with calisthenics, are helpful in warm-up routines to prepare for vigorous aerobics or strength-training exercises, as well as in cool-down routines following exercise to facilitate the return to a normal resting state. Fatigue muscles tend to contract to a shorter-than-average resting length and stretching exercises help fatigue muscles re-establish their normal resting length. Similar to muscular strength, good range of motion is critical in older life. Because of decreased flexibility, older adults lose mobility and are unable to perform simple daily task such as bending forward or turning. Many older adults do not turn their head or rotate their trunk to look over their shoulder but, rather, must step around 90 to 180 degrees to see behind them. Physical activity and exercise can also be hampered severely by lack of good range of motion. Because of the pain during physical activity, older people who have tight hip flexor muscles cannot jog or walk very far. This condition usually worsens with further inactivity. A simple stretching programme can alleviate or prevent this problem.
A million excuses can be found just like they are being found now, not to believe in or invest in our young players. It has been going on for years. This process has damaged, demoralised and destroyed the confidence of the average young Jamaican footballer, who will struggle to recover from the psychological scars left by these subliminal messages. A clear index of this was expressed by outstanding young talent Alex Marshall who, at the end of a brilliant run last season, took the decision not to even attempt to play Premier League football, but instead indicated that he wanted to concentrate on his schoolwork and becoming a physiotherapist. It is a sad, but clear, indication of the damage that has been dealt to the psyche of the young Jamaican football players. The myopia and lack of vision is killing our youth. We are, once again, at the proverbial crossroads in our football. Let us take the opportunity and venture down a totally different road. DISCOURAGING REMARKS Recent discussions and debates regarding issues of local football have emphatically confirmed the suspicions that Jamaica’s development as a country and our advancement as a people continue to be severely hampered by endemic myopia, lack of vision and foresight, and effective leadership and forward thinking. It has been nothing short of shocking to see and hear the short-sightedness that continues to dominate the narrative. A simple fundamental such as the investment in youth as the vehicle for development, has been met with such fervent and widespread resistance, followed by the most imbecilic and nonsensical excuses. EXCUSES Our young players are not good enough. They must get overseas contracts. They are not consistent enough. Who will these young players replace in the current team? They need to develop some more. They need to go to the gym. They are not ready. These are but some of the disparaging and discouraging remarks repeatedly thrown at the nation’s best young football talent, all in response to recommendations that we invest more in our best young players. By glaring contrast to other countries – blessed with not some semblance of vision and foresight as well as simple common sense – Italy, for example, just gave a 17-year-old goalkeeper, Gianluigi Donnarumma, his international debut. Nineteen-year-old Brazilian striker Gabriel Jesus scored twice in a recent World Cup qualifier against Ecuador. Portugal’s 18-year-old midfielder, Renato Sanches, was a star performer in their recent European title-winning team. A 17-year-old named Christian Pulisic became the United States of America’s youngest-ever goalscorer in World Cup qualifying, when he netted against St Vincent and the Grenadines two weeks ago. Just to name a few. The shallow and predictable response of ‘group myopia’ will be that these players from these countries are playing top-flight club football, while our young players are not. It matters not to the wider principle. The salient fact of the matter is that these countries are investing in and exposing their young players, while we are attacking, condemning, and waging psychological war on ours, drilling it into their subconscious that they are not good, too young, and not ready, and are thus inferior to their counterparts. There is a conspicuous and crippling inability to visualise and conceptualise the nuance of projected development and that it is for future rewards that we must invest in our young players and not for the immediacy of now, especially in a context where our senior team is filled with mediocre journeymen, who continue to be embarrassingly ineffective. Identifying genuine and select talent at 18, 19, 20 or younger and believing and investing in that talent consistently by systematically exposing them alongside the senior pros to international football, giving them meaningful playing time over a one- or two-year period, can only mean the improvement of these young players for the future, ensuring that some short- to medium-term continuity within the context of our imperfect football structure.
LATEST STORIES Steam emission over Taal’s main crater ‘steady’ for past 24 hours Don’t miss out on the latest news and information. Violinists and cheering squads: North Korea’s Olympic lineup Carpio hits red carpet treatment for China Coast Guard PLAY LIST 02:14Carpio hits red carpet treatment for China Coast Guard02:56NCRPO pledges to donate P3.5 million to victims of Taal eruption00:56Heavy rain brings some relief in Australia02:37Calm moments allow Taal folks some respite03:23Negosyo sa Tagaytay City, bagsak sa pag-aalboroto ng Bulkang Taal01:13Christian Standhardinger wins PBA Best Player award Redemption is sweet for Ginebra, Scottie Thompson View comments OSG plea to revoke ABS-CBN franchise ’a duplicitous move’ – Lacson MOST READ Scottie Thompson also worthy of Finals MVP, thinks Cone Though the Philippines has yet to come up with the 3×3 squad which will compete in both divisions, the SBP officials are highly optimistic that the event will give Fiba a glimpse of what awaits the international basketball community for the 2023 Fiba World Cup.“We need everyone’s help to drum up support for this event in June so that we can exceed expectations. We all know how much we love the sport of basketball,” said SBP chairman Sen. Sonny Angara.Sports Related Videospowered by AdSparcRead Next Brian Heruela arrival bolsters Phoenix backcourt, defense OSG plea to revoke ABS-CBN franchise ’a duplicitous move’ – Lacson Meralco ‘never the same’ after Almazan injury in PBA Finals Officials from the SBP and Fiba launch the logo for the 2018 Fiba 3×3 World Cup. Photo by Randolph B. LeongsonAs a precursor to the 2023 Fiba World Cup, the Philippines is set to host the 2018 Fiba 3×3 World Cup from June 8 to 12 at Philippine Arena in Bocaue, Bulacan.“Coming from the heels of the country together with Japan and Indonesia winning the 2023 World Cup, we’re very excited about us staging another World Cup,” said Samahang Basketbol ng Pilipinas (SBP) president Al Panlilio at the launch on Thursday at Bonifacio High Street in Taguig.ADVERTISEMENT Lights inside SMX hall flicker as Duterte rants vs Ayala, Pangilinan anew Jiro Manio arrested for stabbing man in Marikina “It’s exciting times for basketball in general for the Philippines. We don’t have to wait for 2023 because we’ve brought the 3×3 World Cup here.”A total of 40 teams, 20 for men’s and 20 for women’s, will converge at the world’s largest indoor stadium to dispute who are the best half-court ballers all over the world.FEATURED STORIESSPORTSTim Cone, Ginebra set their sights on elusive All-Filipino crownSPORTSGinebra beats Meralco again to capture PBA Governors’ Cup titleSPORTSAfter winning title, time for LA Tenorio to give back to Batangas folkSBP executive director Sonny Barrios also sees the occasion as a fitting culmination for this year’s Independence Day celebration.“We’re all working together to make it aside from a basketball event but also a part of the independence week celebration,” he shared.
SEA GAMES 2019: PH’s Nesthy Petecio boxing featherweight final (HIGHLIGHTS) PLAY LIST 02:11SEA GAMES 2019: PH’s Nesthy Petecio boxing featherweight final (HIGHLIGHTS)02:43Philippines make clean sweep in Men’s and Women’s 3×3 Basketball02:43Philippines make clean sweep in Men’s and Women’s 3×3 Basketball02:14Carpio hits red carpet treatment for China Coast Guard02:56NCRPO pledges to donate P3.5 million to victims of Taal eruption00:56Heavy rain brings some relief in Australia02:37Calm moments allow Taal folks some respite03:23Negosyo sa Tagaytay City, bagsak sa pag-aalboroto ng Bulkang Taal01:13Christian Standhardinger wins PBA Best Player award “It was really difficult physically,” Halep said. “I was tired. After the second set, I felt like I’m getting cramping a little bit. It’s normal. I was sweating a lot. She played very well. In the end, she was a little bit stronger.”Second-seeded Petra Kvitova had no such problems, winning the last eight games to oust Viktoria Kuzmova 6-4, 6-0 to book her spot in the last four. Kvitova, the 2013 Dubai champion, needed just 62 minutes to wrap up the win. She will next face Su-wei Hsieh of Taiwan, who came from 5-1 down in the final set to beat fourth-seeded Karolina Pliskova 6-4, 1-6, 7-5. It was the latest upset for Hsieh, who ousted Wimbledon champion Angelique Kerber on Wednesday.FEATURED STORIESSPORTSGolden State Warriors sign Lee to multiyear contract, bring back ChrissSPORTSCoronation night?SPORTSThirdy Ravena gets offers from Asia, Australian ball clubsIn the final quarterfinal, two-time defending champion Elina Svitolina of Ukraine defeated Carla Suarez Navarro of Spain 6-2, 6-3 to set up a meeting with Bencic. It’s the fourth year in a row that Svitolina makes the semifinals in Dubai, although she had to come from a break down in each set to get past Suarez Navarro.Switzerland’s Belinda Bencic celebrates after defeating Romania’s Simona Halep in their quarterfinal match of the Dubai Duty Free Tennis Championship in Dubai, United Arab Emirates, Thursday, Feb. 21, 2019. (AP Photo/Kamran Jebreili) MOST READ Nadine Lustre’s phone stolen in Brazil LATEST STORIES Japeth Aguilar wins 1st PBA Finals MVP award for Ginebra Eugenie Bouchard’s bid for Australian Open spot ends in qualifying Switzerland’s Belinda Bencic celebrates after defeating Romania’s Simona Halep in their quarterfinal match of the Dubai Duty Free Tennis Championship in Dubai, United Arab Emirates, Thursday, Feb. 21, 2019. (AP Photo/Kamran Jebreili)DUBAI, United Arab Emirates—Unseeded Belinda Bencic rallied to beat second-ranked Simona Halep 4-6, 6-4, 6-2 Thursday to reach the Dubai Championships semifinals.Bencic, who saved six match points in the previous round against Aryna Sabalenka, failed to capitalize on an early break in the first set but Halep continued to struggle with her serve and was broken seven times in total. Bencic broke for a 5-4 lead in the second and then raced out to a 3-0 lead in the decider, having won six games in a row. Halep, who was playing her ninth match in 13 days after reaching the final in Qatar last week, got one break back but Bencic broke again for a 5-2 lead before converting her third match point.ADVERTISEMENT IAAF allows 21 more Russians to compete as neutrals Don’t miss out on the latest news and information. Ginebra beats Meralco again to capture PBA Governors’ Cup title Ginebra beats Meralco again to capture PBA Governors’ Cup title Tom Brady most dominant player in AFC championship history Gretchen Barretto’s daughter Dominique graduates magna cum laude from California college View comments Rogue cops marked as Gamboa’s targets in his appointment as PNP chief Will you be the first P16 Billion Powerball jackpot winner from the Philippines? Sports Related Videospowered by AdSparcRead Next
Over the years there have been several discussions and literature over the impact of open source software (OSS) on economic development. Countries, international organizations including the United Nations, the USAID, the British DFID, have all touted the benefits of open source software on economic development, especially on developing countries. Yet, in Liberia, the discourse has not been as ubiquitous and widely embraced as it has been in other countries or in the literature. While open source software has made some progress in permeating the Liberian society over the years (Mozilla Firefox, Apache Webserver, PHP, Java, MySQL), its impact has not been felt as much as it has been in recent times.The current Ebola Virus Disease epidemic has not only exposed many of the challenges the country faces, it has also kindled new opportunities for economic development. One of those opportunities is the adoption and integration of open source software in the Liberian society in a more robust way to allow innovation and competition. In the past, we have spent scarce and limited resources on proprietary software to develop and maintain a digital platform. That approach has obviously hindered the development of the ICT sector especially, the development of a software industry, because proprietary software does not allow the type of innovation that open source software allows. Moreover, the cost of maintaining proprietary software-based platforms is extremely prohibitive and one of the many reasons why IT/ICT systems and projects in Liberia have failed or cannot be sustained. The current Ebola epidemic has shown that there is a critical need to establish a more robust communications and data collection system between health workers and other stakeholders. Equipping health workers with the right kind of information about the diagnosis, treatment, and prevention of disease will enable them to support their communities to fight back against epidemic diseases. This requires robust IT/ICT systems that are likely to cost a lot if proprietary software becomes the solution, hence the ubiquitous utilization of open source software by various countries and international organizations to help fight the Ebola virus outbreak. This massive, efficient, and effective use of open source software to fight the Ebola virus disease further confirms that development in African countries as well as other developing countries cannot occur in the absence of open source software.In finding the cheapest, fastest and most efficient ways to track the Ebola virus and disseminate information among health workers, international organizations, and the Liberian public, a plethora of open source software have been deployed. Below I list and briefly discuss a few. DHIS 2: DHIS 2 is a flexible, web-based, free and open-source software released under the liberal BSD license. Developed in Java, DHIS 2 runs on any platform with a JRE 7 installed. It also follows HTML 5 standards and is typically used as national health information systems for data management and analysis purposes. DHIS 2 is also used for health program monitoring and evaluation, facility registries and service availability mapping, for logistics management and for mobile tracking of pregnant mothers in rural communities.FormHub is a free and open source software that allows mobile data collection. It was created to provide NGOs and local communities with the tools to better collect data. FormHub’s powerful APIs (Application Programming Interfaces) make integration with external services simple. It was previously introduced in Liberia a while ago, through training by members of Modi Lab to prepare key energy and data specialists from the Liberian energy sector in the use of mobile rapid data-gathering tools, to estimate the urban and rural energy demand in the country.RapidPro: UNICEF recently (September 22) , “launched RapidPro, an open-source platform of applications that can help governments deliver rapid and vital real-time information and connect communities to lifesaving services.” The platform was produced by UNICEF’s global Innovations Labs in collaboration with a Rwandan software development firm known as Nyuruka. RapidPro is already being used in several countries, including Liberia.mHero: UNICEF in recent times has been working with the Ministry of Health and Social Welfare of Liberia to launch mHero (Mobile Health Worker Ebola Response and Outreach), which is an application available on RapidPro. mHero reports “new cases; broadcast messages about care and prevention; share training information; and allow for real-time coordination between the Ministry and the health workers.”.iHRIS: iHRIS developed by a firm known as IntraHealth, is a suite of free and open source software applications that help countries around the world to gather and manage their own workforce data. It interoperates with other health information systems that are already in wide use across West Africa, such as OpenMRS and DHIS 2. iHRIS can help government officials and clinic workers easily find, share, manage, and update personnel files, including mobile phone numbers. In 2013, Liberia’s Ministry of Health and Social Welfare began implementing iHRIS.I-RAMP: In recent times, the I-RAMP developed by Liberians in Liberia, for Liberians, and based on open source software tools, made its debut.Epi Info: Epi Info has been made freely available since the 1990s by the CDC.Epi Info VHS: The Center of Disease Control (CDC) is utilizing a new tool known as the Epi Info Viral Hemorrhagic Fever application (Epi Info VHF), to help locate people exposed to the deadly virus in a faster way. Epi Info VHF is an open-source program that runs on the Epi Info software platform.EpiCollect is a free (open source) web and mobile app for the generation of forms (questionnaires) and freely hosted project websites for data collection. Recently, the Food and Agriculture Organization (FAO) provided a two-day training in the use of the EpiCollect data collection and storage technology for the Government of Liberia through the Ministry of Health and Social Welfare (MoH).HeathMap: HealthMap is a tool (open source) that monitors and aggregates data from numerous online sources worldwide including social media on topics related to public health threats. It crunches and analyses this data and provides real-time updates on health threats, anything from West Nile Virus and rabies, to E. coli and Ebola.Over the years, when one mentioned the use of open source software as a solution (be it for business, government or academia) in Liberia, many, especially those who were schooled in Windows-based software, would argue that open source software was not a good solution. This argument according to them was based on several myths about open source software. On a personal note, many of my colleagues think my advocacy of open source software adoption in Liberia is because it’s my research focus. But the fact is, I have seen the progress/innovation that open source software can bring and how it sustains ICT infrastructures and platforms, as compared to proprietary software. Take a look at the USA government, the British, French, Canadian, Chinese and in Africa, South Africa, Kenya, etc., and understand the impact that open source software or its development paradigm has had on those nations.Finally, had it not been for open source software, (Linux, Apache, Java, PHP, MySQL), its paradigms and philosophy, we may not have achieved all (the Internet, social media, etc) that we have achieved in this information age. New software would not have emerged as quickly and of good quality, as we see today if we were still stuck with the proprietary approach to developing software. Hence, I can argue that the success and sustainability of ICT systems/projects in Liberia demand wide and robust integration of open source software and encouragement on the part of stakeholders and decision makers for its adoption as well. Proprietary software which was hitherto the Ebola epidemic, the “de facto” choice of software in Liberia, does not allow innovation. Worst of all, its prohibitive costs do not ensure sustainability because a country like Liberia cannot afford to pay thousands of dollars in licensing fees when basic necessities are lacking.Share this:Click to share on Twitter (Opens in new window)Click to share on Facebook (Opens in new window)
Hoping to offer free high-speed Internet access across Los Angeles, Mayor Antonio Villaraigosa introduced a plan Tuesday to create what would be the nation’s single-largest citywide wireless network. Villaraigosa’s plan calls for the city to hire a technology expert to work with the private sector to develop a massive Wi-Fi network that would allow people with wireless-equipped laptops and other devices to surf the Web without having to plug into a phone line. The service would be free throughout the city, although users who want a faster connection could pay for speedier service. “By giving every resident high-speed access, we will transform Los Angeles into a cutting-edge city across every neighborhood and every economic sector,” Villaraigosa said. Wi-Fi, short for wireless fidelity, sends data over radio waves through a network of transmitters. Communities across the country have rushed to try to build such networks. Even as Villaraigosa was announcing his effort, Houston officials disclosed a deal with EarthLink to build a citywide wireless Internet network that would eclipse L.A.’s. More than 200 communities across the country have undertaken some form of wireless access for residents. Still, many efforts remain limited to isolated and experimental areas. Some plans, as in San Francisco, have run into contract disputes. kerry.cavanaugh@ dailynews.com (213) 978-0390160Want local news?Sign up for the Localist and stay informed Something went wrong. Please try again.subscribeCongratulations! You’re all set!
The cross-country debate continues over the appropriate reaction to the Syrian refugee crisis, with those supporting the Trudeau government plan to accept up to 25,000 displaced persons by the end of the year from the civil war torn country, arguing — even though it’s also home base for the ISIS terrorist group — as a nation of tolerance, Canada has a duty to do so.However, there are also those who believe accepting refugees from a region full of people essentially sworn to destroy everyone who doesn’t agree with their narrow ideology — at a time when they’re engaged in mass murder and beheadings and there’s growing evidence they’re already infiltrating refugee groups — is insane.Fort St. John is one area of the country where online petitions are circulating, and by midday yesterday it had a support total of more than 1,000 behind the call for voters in this region to have the final say in a referendum.- Advertisement -It has been sent to Peace River North MLA, Pat Pimm, and Prince George-Peace River-Northern Rockies MP, Bob Zimmer:At last word, Saskatchewan Premier Brad Wall was calling on the federal government to suspend the 25,000 person plan, arguing it could ‘severely undermine the refugee screening process.’Meantime, Christy Clark was offering a somewhat more measured response, as Premier of BC:Advertisement Alberta’s Rachel Notley said her province is ready to accept up to three thousand suggesting, “We need to move forward on the basis of humanity and not fear.”
0Shares0000Plateau Queens beat Ugari Starlets 1-0 to win Girls Nyanza Region Chapa Dimba Na Safaricom. Photo/GERALD ANDERSONKISII, Kenya, Dec 10 – A first half header from Margaret Atieno sent Plateau Queens to the nationals of the Chapa Dimba Na Safaricom after the Nyando based side beat Ugari Starlets from Migori 1-0 in the Nyanza Region Girls finals played at the Gusii Stadium on Sunday.Atieno scored the winner for Plateau Queens in the 41st minute after nodding home a well curled corner from Beverline Achieng. This is after the first corner was parried over by the Ugari custodian Rose Otieno. Plateau, who eliminated Omobera Girls from Nyamira 4-1, were the better side in the opening half, forcing the Ugari keeper Rose Atieno to come off the line and clear the danger for throwing at the half hour mark.Ugari’s Emmah Okwoyo gave the Plateau wingers a hard time on the right, but her efforts met a solid defence that denied her the breakthrough.Margaret Atieno from Plateau past a Ugari player during the Girls final in the Nyanza Chapa Dimba Na Safaricom at the Gusii Stadium on 10th December 2017. Photo/GERALD ANDERSONMargaret Atieno missed a number of chances for Plateau with the first opportunity seeing her feeble shot easily collected by the Ugari keeper in the 33 rd minute.Atieno was at it four minutes later when she did well to sweep the entire defence but her finish was poor, blasting over with only the keeper to beat.The pressure was eased with only four minutes to the break when Ugari conceded two successive corners, both taken by Achieng, seeing the first parried over by the keeper but she could not manage to save the second that was powerfully headed home by Atieno.Ugari player with a kick during the Girls Chapa Dimba Na Safaricom Nyanza final played at the Gusii Stadium on 10th December 2017. Photo/GERALD ANDERSONUgari, who edged out Ekenyoro 2-1 in the semis, returned stronger in the second half with Mary Isuza rattling the woodwork in the 56th minute from a fine free-kick at the edge of the box.Ugari pressed more in search of the equaliser but Plateau keeper Judith Osimbo who plays for Harambee Starlets U20 collaborated well with his tight defence to ensure they kept the clean sheet to be crowned the Nyanza champions.Plateau, comprising of players from Nyakach Girls will be hoping to win the nationals scheduled for March 2018 in Nairobi that will see them win Sh1mn and earn a fully paid trip to London and meet the Chapa Dimba Na Safaricom ambassador, Harambee Stars captain and Tottenham midfielder Victor Wanyama.0Shares0000(Visited 2 times, 1 visits today)
Our catastrophe-obsessed traditional media call it the subprime mortgage “crisis” or “meltdown.” Here’s what happened: Borrowers with shaky creditworthiness received low interest “teaser” rates. No problem, as long as housing prices continue to rise. But with house prices stagnating, if not declining, this places some borrowers and the holders of their “paper” on financial shaky ground. In other words, lenders lent and borrowers borrowed. Some borrowers took on debt only to find themselves unable to pay their mortgages, and the carriers of their debt now find their holdings less valuable. But what about the responsibility of both lender and borrower? The Media Research Center examined news coverage of the subprime “crisis.” Of 156 stories broadcast between November 2006 and August 2007, 62percent “ignored the consumer’s responsibility for debt.” No one put a gun to either lenders’ or borrowers’ heads, and now both sides of the transaction find themselves in financial difficulty. Lawmakers scream for more laws. Never mind lenders already operate under many regulations including, but not limited to, full disclosure requirements. “If a large group of people can’t pay their mortgages, they may lose their homes. But the banks don’t suffer as they used to – local American lenders have already converted those loans into cash and sold off their risk. In fact, German regional banks suffered some of the most significant losses from bad American mortgages. Other European and Asian banks and hedge funds took their lumps as well. American banks essentially bought insurance by exporting their risk overseas.” Let’s not minimize the trouble faced by thinly collateralized borrowers and their lenders, given the soft housing market. But the financial difficulties affecting both sides of transactions voluntarily entered into do not warrant a taxpayer bailout. U.S. homeowners’ equity today equals almost $11trillion. Price declines for this year and next year may amount to $6 billion, or a 0.05percent decline – a worry, but hardly Judgment Day. Christopher Cagan, of First American Real Estate Solutions, estimates that “the impact of rate sensitivity and subsequent defaults will be well below one-half percent of total mortgage debt outstanding” and spread out over several years. Donald Trump, who knows a bit about crisis management, having dealt with his own financial “meltdown,” suggested a simple, direct approach: Cut a deal with your lender. Similarly, Treasury Secretary Henry Paulson has already urged banks and borrowers to get together and renegotiate the terms of their loans. So what would a bailout say to those who avoided the subprime lending fervor? The Wall Street Journal reports that unlike Citigroup and Merrill Lynch, Goldman Sachs “maintain(ed) relatively small holdings of collateralized debt obligations, or CDOs, the complex mortgage-related securities whose rapid devaluation prompted the massive write-downs at other firms.” Should government reward the shortsighted losers and, by extension, punish firms such as Goldman Sachs and Lehman Brothers that had the foresight to protect themselves? People in the insurance business use a term called “moral hazard.” This means actions, however well-intended, that shield people from the consequences of their behavior lead to even more irresponsible behavior. Secretary Paulson recently said, “I have no interest in bailing out lenders or property speculators.” OK, then butt out! Larry Elder is an attorney, syndicated columnist and national radio talk-show host. He can be heard from 3 to 6p.m. Monday through Friday on KABC-AM 790 (e-mail: firstname.lastname@example.org). 160Want local news?Sign up for the Localist and stay informed Something went wrong. Please try again.subscribeCongratulations! You’re all set! AD Quality Auto 360p 720p 1080p Top articles1/5READ MOREWhicker: Clemson demonstrates that it’s tough to knock out the champDemocrats, and many Republicans, cry for some sort of government (read “taxpayer”) bailout. A New York Times editorial demands legislation, “including a rule that lenders must verify a borrower’s ability to pay.” House Speaker Nancy Pelosi, D-Calif., and Senate Majority Leader Harry Reid, D-Nev., seek legislation to make Federal Housing Authority “loans more widely available in order to help both new homeowners and those struggling with abusive mortgages.” They also demanded that President Bush fund nonprofit foreclosure prevention counseling, and appoint a senior administration official to oversee federal response to the “crisis.” Instead, the president has offered a sort of middle ground, suggesting a five-year freeze on mortgage rates for some subprime borrowers facing default on their mortgages. Suppose you stayed on the sideline and rented or stayed in a smaller home in order to move up? Too bad, for the Bush plan artificially props up home prices. The president’s plan also enables some homeowners to receive Federal Housing Authority loans in which the government – taxpayers – pay lenders in the event of a default. The plan also does nothing to prevent lawsuits by investors who hold the mortgaged securities in expectation of a certain return. George Mason University economist Tyler Cowen says, “We’ve all heard about the defaults on subprime mortgage loans. But so far, the real story is how little the broader American economy has suffered. Today, banks usually sell their loans to third parties. You might have originally borrowed money from Wells Fargo, but now a bank overseas cashes your mortgage checks.